Why You Should Get Your Credit Score

At a bare minimum, it’s recommended you should check your credit report at least once every 12 months. There are a lot of reasons to get it, and here are five:

It’s free. Never pass up a freebie, especially when it enhances your financial health and well-being. Your credit score plays an important part in your credit life and many other financial relationships.  Get your credit report. 

It’s an important part of rebuilding and simply maintaining good credit. Reviewing your credit report annually will help you make sure you are in good shape when you are ready to apply for new loans and enable you to monitor your progress if you are recovering from past credit problems.

It’s smart to stay on top of your personal finances. You should review your credit report just like you do your bank statements and credit card bills. Managing credit, keeping track of spending and putting aside savings are all essential to being financially successful.

It’s the best way to tell you might an identity theft victim. If you find names you don’t recognize, Social Security numbers that are not yours, or accounts that aren’t yours, you might be a target of fraud. Experian and the other national credit reporting companies can help you stop the credit fraud and prevent future misuse of your identity.

It’s the first step in correcting any information that looks wrong. The vast majority of the time people find everything is accurate. But if you do find something wrong, your personal credit report comes with instructions for submitting disputes and contact information including a toll-free telephone number, Internet address and mailing address.


Always Check Your Score At Least Once Per Year
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